P&G(PG)2024FY Financial Analysis and Stock valuation

Asset Structure Analysis

Procter & Gamble’s (P&G) fiscal 2024 ended on June 30, 2024, and fiscal 2023 ended on June 30, 2023.

Procter & Gamble’s total assets hit $122.37 billion at June 30, 2024, slightly up from $120.83 billion at June 30, 2023.

Goodwill was $40.3 billion as of June 30, 2024, constituting 33% of total assets.

Trademarks and other intangible assets, net were $22.05 billion as of June 30, 2024, accounting for 18% of total assets.

As we can see, the size of goodwill and, trademarks and other intangible assets is very huge. This indicate that Procter & Gamble completed a lot of acquisitions in the past, which is part of Procter & Gamble’s strategic expansion.

The amounts of goodwill and, trademarks and other intangible assets is too large, which exaggerate the size of assets and may underestimate debt ratio.

Property, plant and equipment, net were $22.15 billion as of June 30, 2024, representing 18.1% of total assets.

Total current assets were $24.71 billion as of June 30, 2024, composing 20.2% of total assets.

Of total current assets, cash and cash equivalents were $9.48 billion, accounts receivable were $6.12 billion, inventories were $7 billion and  prepaid expenses and other current assets were $2.095 billion.

Liquidity and Solvency

Procter & Gamble’s total current liabilities were $33,6 billion as of June 30, 2024.

The current assets($24.71 billion) were less than the $33.6 billion of total current liabilities and the current assets were insufficient to cover the current liabilities, which raises a question of whether there is a lack of liquidity.

Accounts receivable were $6.1 billion as of June 30, 2024, which is far less than the $15.36 billion of accounts payable.

This suggests that Procter & Gamble may have strong bargaining power over suppliers.

With strong cash flow, Procter & Gamble is able to maintain current liabilities with fewer current assets.

Total liabilities were $71.8 billion as of June 30, 2024. Of total liabilities, long-term liabilities were $25.27 billion.

Net cash provided by operating was $19.85 billion and $16.85 billion in fiscal 2024 and fiscal 2023.

Based on strong cash flow, Procter & Gamble does not face significant debt pressure.

Profitability Analysis

In fiscal 2024, P&G had five reportable segments: Beauty ($15.22 billion), Grooming ($6.654 billion), Health Care ($11.793 billion), Fabric and Home Care and Baby ($29.495 billion), and Feminine and Family Care ($20.277 billion). Total net sales were $84 billion.

Procter & Gamble’s net sales amounted to $84 billion and $82 billion in fiscal year ended to June 30, 2024 and fiscal year ended to June 30, 2023, respectively.

Net sales in fiscal 2024 were up 2% year-over-year.

Net income was approximately $15 billion and $14.74 billion in fiscal 2024 and 2023, respectively.

Net profit margin was up 2% year-over-year.

Total shareholders’ equity was $50.56 billion and $47.07 billion in fiscal 2024 and 2023, respectively.

The return on shareholders’ equity was 29.6% and 31.3% in fiscal 2024 and 2023, respectively.

Cash Flow Analysis

Net cash provided by operating was $19.85 billion and $16.85 billion in fiscal 2024 and fiscal 2023.

Capital expenditures were $3.32 billion and $3.06 billion in fiscal 2024 and 2023, respectively.

Procter & Gamble’s free cash flow was $16.5 billion and $13.8 billion in fiscal 2024 and 2023, respectively.

Procter & Gamble is also very generous to its shareholders, rewarding them by repurchasing shares and paying dividends.

Dividends to shareholders were $9.31 billion and $9 billion in fiscal 2024 and 2023, respectively.

Treasury stock repurchases were $5 billion and $7.35 billion in fiscal 2024 and 2023, respectively.

Conclusion

Based on strong cash flow, Procter & Gamble’s balance sheet is very healthy..

Procter & Gamble is highly profitable.

Procter & Gamble stock price is $165.69 per share, which is equivalent to market capitalization of $390.55 billion.

We believe that the reasonable valuation is about $200 billion, which means that Procter & Gamble stock price is seriously overvalued.

Disclaimer: The content is for reference only and does not constitute investment advice.

Introduction

P&G is a global leader in the fast-moving consumer goods industry, focused on providing branded consumer packaged goods of superior quality and value to our consumers around the world. their products are sold in approximately 180 countries and territories, primarily through mass merchandisers, e-commerce (including social commerce) channels, grocery stores, membership club stores, drug stores, department stores, distributors, wholesalers, specialty beauty stores (including airport duty-free stores), high-frequency stores, pharmacies, electronics stores and professional channels. It also sell direct to individual consumers. It has on-the-ground operations in approximately 70 countries.

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